Workers’ Comp is paying for everything, do I still need an attorney?
The short answer is that they have an attorney looking out for their best interest so you should have an attorney looking out for your best interest.
One of the most common questions that I get is in regards to the necessity of an attorney if “workers comp” is seemingly cooperative. You may believe you are receiving everything to which you are entitled but this should be determined by a workers compensation attorney. The incentive for “workers comp” or the insurer to pay for medical treatment is to keep the injured worker satisfied so they do not retain an attorney and seek ALL of the benefits the law provides. The theory is to keep the injured worker somewhat satisfied and hope that they go away without obtaining full benefits. It is imperative to remember that the adjuster has a job and marching orders. The marching orders do not include providing all the benefits to the injured employee, furthermore some adjusters receives wage increases and bonuses for saving money at your expense.
In Maryland it is quite difficult for workers compensation Insurers to avoid paying for health benefits if the claim is legitimate and the employee is compliant. Maryland laws are very favorable to the injured worker regarding medical treatment. Insurance companies recognize this and often pay medical for medical treatment because inevitably they will have to pay for the treatment. Rather than upsetting the employee and leading them to hire an attorney the medical benefits are paid. In order to get the full protection and benefits of Maryland law one must be represented! The insurance companies can, and will, terminate medical benefits as they see fit and disregard what the law provides for the injured worker.
There are other benefits that the insurance company does not want you to have and that you will most likely not receive without an attorney. See All of your benefits